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James Hansen | NMLS# 673177
Loan Officer

Get Pre-Approved

NJ Lenders Corp.

Why Is Home Loan Pre-Approval Useful? Home loan pre-approval helps you get a better idea of

Why should you get pre-approved for a home loan?

Mortgage pre-approval helps you determine what size and type of mortgage you might qualify for- before submitting your mortgage application. A pre-approval allows you to better prepare for meeting your homeownership goals. By determining your borrowing power with a pre-approval, you’ll have a better sense of the monthly mortgage payment you can afford. This knowledge helps determine your budget, which is an essential part of your home search.


How Does Pre-Approval Work?

To get pre-approved, you will need to supply your LendGen loan officer with the details of your financial profile, including your debts, income, and assets. We will use that information to give you an idea of what size of mortgage you may qualify for. It’s important to recognize that a pre-qualification is not the equivalent of submitting a full mortgage application and doesn’t guarantee you will be approved for a loan. Pre-approvals are tools to help you in the home buying process.

Get Pre-Approved For A Mortgage Today

Let’s check off the first step in the mortgage process together. Learn how much you can afford and which mortgage program is right for you. LendGen provides you with a free pre-qualification and consultation to discuss your financial situation, so we can find the program that best meets your needs.